Build three to six months of expenses in a liquid account first. This single step prevents most forced redemptions later.
Take term insurance and health cover before market investments if anyone depends on your income.
Then automate an SIP on salary day, so investing happens before spending.
Increase the SIP amount with each raise rather than waiting for a 'better' market.
Want to apply this to your own plan?
Book a free consultation at our Giridih office and we will work through it with your actual numbers and goals.
This article is educational content and not investment advice. Markets carry risk; past performance does not guarantee future results.